Fractures or broken bones are common car crash injuries. Most people with fractures realize they need immediate medical attention due to the pain they experience. They also typically expect to make a full recovery, as broken bones usually respond well to modern trauma care services. They may agree to settle their insurance claims within days, as they expect the amount offered to adequately cover their losses.
Unfortunately, people with broken bones sometimes make the mistake of settling car crash insurance claims prematurely. They fail to recognize the true financial impact of their fractures, leading to the acceptance of an unreasonably low amount of compensation.
What makes fractures costly injuries?
Treatment for a fracture can cost more than people anticipate. Some broken bones require surgery. Other times, patients may need to attend physical therapy for multiple weeks to regain their flexibility and strength after the bone knits. Those costs can be higher than people anticipate initially.
The lost wages during recovery are also an important consideration. The minimum recovery timeline for a fracture is usually eight weeks or longer, which can mean going several months without pay. Blue-collar workers and service sector professionals may be completely unable to work after breaking a bone. Even those who can work may require light-duty functions and may receive lower wages than usual.
Those with fractures and other serious car crash injuries may need help estimating their losses and negotiating a reasonable insurance settlement. Filing a personal injury lawsuit may also be necessary. People often need to discuss their injuries with attorneys to understand their likely losses and their options for financial relief.
